Roofing Professionals of Texas

Professional Roof Services Call Today for your Free Estimate 469-906-2600 or 855-631-ROOF Can A Roofing Contractor Pay Your Deductible? In a word “No” . There really should be no debate over this, yet there are far too many unethical contractors in this world who take part in this practice. Never will you find someone from your insurance carrier telling you this practice is acceptable. You will never find a deductible covering contractor disclosing the details on an invoice. Below are a few important facts to know before you do business with a company that offers to cover part or all of your deductible. We will reproduce a few important sections of the law and standard insurance contracts for you to read over and digest. Please note, I offer no legal advice. Freddie@roofingprotx. com What Does An Insurance Contract Say About Deductibles? There is a good deal of fine print in an insurance contract, but the basics are not hard to understand. You pay a monthly premium for coverage in exch...

Texas Laws on Insurance Fraud Texas Penal Code & Insurance Fraud TITLE 7. OFFENSES AGAINST PROPERTY CHAPTER 35. INSURANCE FRAUD Sec. 35.01. DEFINITIONS. In this chapter: (1) "Insurance policy" means a written instrument in which is provided the terms of any certificate of insurance, binder of coverage, contract of insurance, benefit plan, nonprofit hospital service plan, motor club service plan, surety bond, cash bond, or any other alternative to insurance authorized by Chapter 601, Transportation Code. The term includes any instrument authorized to be regulated by the Texas Department of Insurance. (2) "Insurer" has the meaning assigned by Article 1.02, Insurance Code. (3) "Statement" means an oral or written communication or a record or documented representation of fact made to an insurer. The term includes computer-generated information. (4) "Value of the claim" means the total dollar amount of a claim for payment under an insurance policy...