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Showing posts with the label roofers Dallas

Storm damage and an insurance estimate that doesn’t cover repairs

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DFW Insurance Roof and Fence Claim Help Storm damage and an insurance estimate that doesn’t cover repairs. We help Dallas–Fort Worth homeowners and commercial property owners recover full payment for roof and fence claims. What We Do Review insurance estimates for missing line items. Prepare roofing supplements for underpaid claims. Document fence damage and replacement scope. Provide code-compliant scope corrections. Assist with storm damage documentation throughout Dallas County, Tarrant County, Collin County, and Denton County. Call Now for Claim Help Roofing Professionals of Texas: 469-906-2600 Website: www.roofingprotx.com Postmasters Fencing: 817-909-0953 Website: www.dfwfence.services Connect With Roofing Professionals of Texas Facebook | Instagram | X | LinkedIn | YouTube | Pinterest | Yelp

What a Roofing Supplement Is and Why...

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Dallas Fort Worth Roofing Supplements | Roof Insurance Claim Scope Corrections In Dallas Fort Worth storm claims, the first insurance estimate is often incomplete. A roofing supplement is a formal scope correction submitted to the carrier when required materials, code-compliant components, or labor items are missing. Roofing Professionals of Texas prepares detailed roofing supplements for residential and commercial properties across Dallas County, Tarrant County, Collin County, and Denton County. What a Roofing Supplement Is A roofing supplement corrects omitted or underpaid line items in a roof insurance claim. It is based on Texas building code, manufacturer specifications, and site conditions discovered during tear-off. Why DFW Roof Claims Require Supplements Brief adjuster inspections. Drip edge not included. Underlayment omitted. Ventilation not brought to code. Starter strip excluded. Decking damage not visible during inspection. Flashing compone...

Mark Romano, whistleblower from ALLSTATE tells how some insurance companies rig the system

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Former Allstate executive turned whistleblower,  was in charge of a computer program called "Colossus" that calculates money people are paid in claims. He "tuned" the program to increase profits, which he says was unfair to customers. Mark Romano gripped the steering wheel and tried to keep his car from swerving into another commuter on the busy Illinois tollway. Stress?  It was December 2007, and Romano was a senior manager at Allstate and its top expert in Colossus, a program that calculates how much a person might be paid for an injury claim. He was in charge of two projects to “tune” and “recalibrate” Colossus, work he knew could affect payments to thousands of people. Colossus was part of a quiet revolution in the insurance industry.  Before the early 1990s, insurance was a decidedly human endeavor, especially when it came to setting rates and paying claims. To set premiums, insurers relied on computations from their actuaries — mathematical wizards armed with ...

Texas homeowner hail lawsuit-restriction bill should worry collision repairers

May 1, 2015 A bill that would make it more difficult for property owners to sue insurers for unpaid claims and limit the amount they can collect has passed the Texas Senate, and collision repairers should be concerned with the implications should it pass and later be extended to auto insurance. Senate Bill 1628  was inspired by a boom in property damage lawsuits over insurance claims following hailstorms in Texas, and collision repairers having their own battles with comprehensive insurers over hail might be able to relate to homeowner’s frustrations. The rationale for supporters was similar to a  Florida bill that would have blocked homeowners from assigning benefits — “ambulance-chasing” contractors and attorneys were swooping in after water damage incidents and inflating claims, according to media reports there. Opponents agreed according to sources that litigation was getting a little out of hand in Texas, and the bill states that insurers have stopped offer...

EXPENSIVE HAIL DAMAGE MAY NOT BE OBVIOUS

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Monday, April 20, 2015 -- The hail pounded a wide swath of our area. Now homeowners are cleaning up what's left. Kathy, a homeowner, only has a few more scoops of debris to collect from her yard, but she's worried enough about her roof to get an inspector out to look for damage . "I think we will call them and have them come out and it would ease my mind just to have it looked at," Kathy said. Insurance agents say it's wise to have your roof checked even if you do not see any obvious damage from hail. We're looking for damage to the shingles, the vents, (and) the matting of the shingles. Agents say if there is damage, homeowners may only have a few months to file a claim depending on their insurance company, but it could be a year or more before a problem develops. Another tip is be sure to research any company offering to do the work.  One of the Presidents at Better Business Bureau, says homeowners should see someone who has been around and has a decent hist...

Choose a New Roof for Your Property

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Style is an important factor when building your new home or renovating your existing property but it’s not the only factor. Cost, weight, and installation requirements commonly influence your selection. Here’s what you need to know: Square vs. Square Foot Let’s talk terminology. Roofing contractors don’t usually use the measure “square feet.” The term you usually hear is “squares”. A square is their basic unit of measurement—one square is 100 square feet in area, the equivalent of a 10-foot by 10-foot square. The roof of a typical two-story, 2,000-square-foot house with a gable roof will consist of less than 1,500 square feet of roofing area, or about fifteen squares. Cost Several thoughts will affect the cost of your roof. The price of the material is usually the starting point, but other factors also must be considered. One is the condition of the existing roof if you are remodeling a house—if old materials must be stripped off, and if the supporting structure needs repair, that will...

Mississippi Attorney General Jim Hood sues State Farm since they enriched itself through Katrina homeowner program

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From  ROGELIO V. SOLIS — AP SunHerald.com  Attorney General Jim Hood is suing State Farm Fire & Casualty Co. over millions of dollars he claims the state lost because the insurance company "maliciously" denied Hurricane Katrina claims for wind losses while the federally funded Homeowners Assistance Program picked up the tab. The lawsuit says: "State Farm benefitted substantially and illicitly from HAP, because HAP grants ameliorated the financial pain to State Farm policyholders caused by State Farm's wrongful denial or underpayment of claims for wind damage under its homeowner policies. "State Farm in effect converted a program designed to help Mississippians who were devastated financially by Katrina into a subsidy for itself." State Farm had no immediate response to allegations outlined in the 50-page lawsuit, but in past cases brought by policyholders has denied any wrongdoing. The lawsuit, filed in Hinds County Circuit Court, accuses State Farm of ...