Roofing Professionals of Texas

Dallas Fort Worth Roofing Supplements | Roof Insurance Claim Scope Corrections In Dallas Fort Worth storm claims, the first insurance estimate is often incomplete. A roofing supplement is a formal scope correction submitted to the carrier when required materials, code-compliant components, or labor items are missing. Roofing Professionals of Texas prepares detailed roofing supplements for residential and commercial properties across Dallas County, Tarrant County, Collin County, and Denton County. What a Roofing Supplement Is A roofing supplement corrects omitted or underpaid line items in a roof insurance claim. It is based on Texas building code, manufacturer specifications, and site conditions discovered during tear-off. Why DFW Roof Claims Require Supplements Brief adjuster inspections. Drip edge not included. Underlayment omitted. Ventilation not brought to code. Starter strip excluded. Decking damage not visible during inspection. Flashing compone...

Former Allstate executive turned whistleblower,  was in charge of a computer program called "Colossus" that calculates money people are paid in claims. He "tuned" the program to increase profits, which he says was unfair to customers. Mark Romano gripped the steering wheel and tried to keep his car from swerving into another commuter on the busy Illinois tollway. Stress?  It was December 2007, and Romano was a senior manager at Allstate and its top expert in Colossus, a program that calculates how much a person might be paid for an injury claim. He was in charge of two projects to “tune” and “recalibrate” Colossus, work he knew could affect payments to thousands of people. Colossus was part of a quiet revolution in the insurance industry.  Before the early 1990s, insurance was a decidedly human endeavor, especially when it came to setting rates and paying claims. To set premiums, insurers relied on computations from their actuaries — mathematical wizards armed with ...

Monday, April 20, 2015 -- The hail pounded a wide swath of our area. Now homeowners are cleaning up what's left. Kathy, a homeowner, only has a few more scoops of debris to collect from her yard, but she's worried enough about her roof to get an inspector out to look for damage . "I think we will call them and have them come out and it would ease my mind just to have it looked at," Kathy said. Insurance agents say it's wise to have your roof checked even if you do not see any obvious damage from hail. We're looking for damage to the shingles, the vents, (and) the matting of the shingles. Agents say if there is damage, homeowners may only have a few months to file a claim depending on their insurance company, but it could be a year or more before a problem develops. Another tip is be sure to research any company offering to do the work.  One of the Presidents at Better Business Bureau, says homeowners should see someone who has been around and has a decent hist...

Style is an important factor when building your new home or renovating your existing property but it’s not the only factor. Cost, weight, and installation requirements commonly influence your selection. Here’s what you need to know: Square vs. Square Foot Let’s talk terminology. Roofing contractors don’t usually use the measure “square feet.” The term you usually hear is “squares”. A square is their basic unit of measurement—one square is 100 square feet in area, the equivalent of a 10-foot by 10-foot square. The roof of a typical two-story, 2,000-square-foot house with a gable roof will consist of less than 1,500 square feet of roofing area, or about fifteen squares. Cost Several thoughts will affect the cost of your roof. The price of the material is usually the starting point, but other factors also must be considered. One is the condition of the existing roof if you are remodeling a house—if old materials must be stripped off, and if the supporting structure needs repair, that will...

Elite Roofing Solutions is offering a free roof giveaway to those who  qualify.  Contact one of your local Elite Roofing Solutions  Representatives for more information.   Elite Roofing Solutions Inc. is a full service  Commercial and Residential Roofing Company that focuses on providing our customers with the right information about their property, issues affecting their property, and the ideal solution for their particular problems with an emphasis on the highest quality of service and most substantial R.O.I. for the customer. We believe that a well-informed customer is able to make the best decision that will eliminate any problems that existed prior to contacting Elite Roofing Solutions. Our services range from small repairs, complete residential re-roofs to major commercial installations. We are able to service our customers with any insurance needs, new construction projects and remodels.  Our customers range from first time home buyers with young fam...

Texas Laws on Insurance Fraud Texas Penal Code & Insurance Fraud TITLE 7. OFFENSES AGAINST PROPERTY CHAPTER 35. INSURANCE FRAUD Sec. 35.01. DEFINITIONS. In this chapter: (1) "Insurance policy" means a written instrument in which is provided the terms of any certificate of insurance, binder of coverage, contract of insurance, benefit plan, nonprofit hospital service plan, motor club service plan, surety bond, cash bond, or any other alternative to insurance authorized by Chapter 601, Transportation Code. The term includes any instrument authorized to be regulated by the Texas Department of Insurance. (2) "Insurer" has the meaning assigned by Article 1.02, Insurance Code. (3) "Statement" means an oral or written communication or a record or documented representation of fact made to an insurer. The term includes computer-generated information. (4) "Value of the claim" means the total dollar amount of a claim for payment under an insurance policy...