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Showing posts with the label Commercial Roof

Storm damage and an insurance estimate that doesn’t cover repairs

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DFW Insurance Roof and Fence Claim Help Storm damage and an insurance estimate that doesn’t cover repairs. We help Dallas–Fort Worth homeowners and commercial property owners recover full payment for roof and fence claims. What We Do Review insurance estimates for missing line items. Prepare roofing supplements for underpaid claims. Document fence damage and replacement scope. Provide code-compliant scope corrections. Assist with storm damage documentation throughout Dallas County, Tarrant County, Collin County, and Denton County. Call Now for Claim Help Roofing Professionals of Texas: 469-906-2600 Website: www.roofingprotx.com Postmasters Fencing: 817-909-0953 Website: www.dfwfence.services Connect With Roofing Professionals of Texas Facebook | Instagram | X | LinkedIn | YouTube | Pinterest | Yelp

In Dallas Fort Worth, storms are predictable. Insurance payment timelines are not.

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A deleted article revealed how claim delay can financially benefit carriers. That should concern every North Texas homeowner. Read the reporting here. Across Dallas, Tarrant, Denton and Collin Counties and surrounding areas, hail claims follow a pattern. Inspection. Reinspection. Partial estimate. Delay. Silence. Under Texas Insurance Code Chapter 542, carriers have deadlines to acknowledge, investigate and pay. Violations can trigger 18 percent annual interest and attorney fees. Most homeowners never track that leverage. In DFW, storm volume creates backlog. Backlog creates delay. Delay creates pressure to settle cheap. We see undervalued roofing scopes missing code items, drawn out supplement cycles, matching disputes in HOA communities, and stalled approvals on commercial TPO and low slope roofing. Commercial or residential, we build roofs that last. Work with a team that knows Texas codes, insurance process, and real construction. Call 469-906-2600 and speak directly with a project...

Allen TX Roof Repair After a Leak – The First 24 Hours

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When a roof leak hits your Allen, TX home, quick action is key. Here’s how to protect your property, minimize damage, and get expert repairs—fast. What Causes Roof Leaks in Allen, TX? Hail damage and wind-driven storms Aging shingles or missing flashing Clogged gutters and poor drainage Roof penetrations (vents, chimneys, skylights) Step-by-Step: What to Do First 1. Contain the Leak Move valuables away from the leak area. Use buckets or towels to catch water. If safe, place a tarp over the damaged area (avoid going on the roof in storms). 2. Document the Damage Take clear photos of the leak, ceiling stains, and any visible roof issues. Save receipts for any emergency repairs or supplies. 3. Call a Local Roofing Pro Contact Roofing Professionals of Texas for 24/7 emergency response. Call us at 469-906-2600 or WhatsApp . We’ll dispatch a certified team for a fast, free ins...

Your Premiums Paid. Your Claim Denied. --- The Business Model Behind Insurance Refusals

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Some insurance companies figured out they can increase profits simply by paying out less. It’s not complicated. When claims don’t get paid, margins go up. Insurance carriers don’t make money by writing checks. They make money by limiting them. Take E. Adams, a 60 year old woman left in a coma after a multi vehicle crash in Washington State. Her carrier, Farmers, denied the claim by arguing the other driver acted intentionally, and therefore the crash was not an accident. No coverage. Or D. Potter. She spent years selling disability policies for Unum. When multiple sclerosis forced her to stop working, Unum denied her claim, calling the condition “self reported.” The same policies she sold to protect others didn’t protect her. These aren’t rare outliers. They’re examples of a system built around deny, delay, defend. Do whatever it takes to avoid paying valid claims. At companies like Allstate, internal training materials have focused on minimizing payouts. Adjusters have been rewarded f...

HANDLING YOUR INITIAL INSURANCE CLAIM REQUEST

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Submit your request for storm damage inspection, roof repair or entire roof replacement by calling our office or filling in our online form. We devote the same amount of attention to each request – no matter how big or small! To better assist you, we will ask you about your contact information (name, phone number and email address), what type of service you need, how you heard about our company, and the best time to meet with you. We will then schedule the initial appointment and assign one of our roofing professionals to assess the property. INSPECTION AND INSURANCE CONSULTATION At the day of the appointment, our professionals will inspect your entire property for storm damage. A diagram of the roof and any other problem areas such as siding, gutters, and windows will be prepared and pictures will be taken. If you qualify for insurance reimbursement, we will describe which areas can be claimed. If your property does not have storm damage, we will use the diagram and photos to prepare ...

If I file a claim will it raise my premium???? The truth behind the lies...

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Often I get asked if filing a claim will raise my premium or annual amount.  I like to be as frank and truthful with clients as possible. Most adjusters would just say, “That’s not my area of expertise. ” The answer is that filing a claim will NOT cause your homeowner’s premium to increase. Contrary to what many people believe, they associate having one claim filed with their rates going up. The fact is that claims don’t dictate the premium with regards to homeowner’s insurance . Homeowner’s insurance does not perform like auto insurance. Auto insurance has dozens, sometimes hundreds of tiers for premium rates. Your claim history, citation record, points on your license, and various other things contribute to the tier that you are placed in and the premium you pay. Homeowner’s insurance focuses more on the region that you live in. The number of catastrophes your area has suffered in the past few years, the potential risk in your area, the type of residential home, and the amount o...

When hail strikes, what do you do???

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When hail strikes, it can be devastating for homeowners. Many homeowners call our office in a panic after a hailstorm because their roof systems are damaged and they wonder whether they have adequate insurance coverage. We understand this concern and consider it our mission to help homeowners through the insurance claim process. Shortly after a hailstorm, many people claiming to be roofing contractors will swarm your neighborhood. These high-pressure salespeople will try to intimidate you into buying a roof system using fear tactics—your roof is going to leak, the ceiling could cave in, etc. First, call Roofing Professionals of Texas and we will contact your insurance company. If your roof is leaking, Roofing Professionals of Texas will begin immediate protective measures for free. A professional roofing contractor should provide temporary repairs to your property until they are able to fully repair the damage. For the record, not all roofing companies are created equal, so be sure to ...

Kansas attorney general sues unregistered roofers

Kansas Attorney General Derek Schmidt announced that his office has filed lawsuits against five roofing contractors for violating the Kansas Roofing Registration Act by failing to registerwith his office. Schmidt said the following companies have been served with lawsuits: Gregory E. Wright, Wichita, dba Extreme Home Solutions; Shawnee County Mike’s General Contracting LLC, Derby; Mitchell County District Court Roof PRS LLC, Holdrege, Neb., and Chanse Beinke, Smithfield, Neb.; Shawnee County Super Siding LLC and Daniel Roberts, Hutchinson; Reno County Taylor Made Exteriors LLC, Wichita; Sedgwick County The defendants engaged in advertising, soliciting or performing roofing contractor services without with attorney general's office. Schmidt is seeking restitution to consumers who did business with these unregistered companies as well as penalties for doing business without registering

EXPENSIVE HAIL DAMAGE MAY NOT BE OBVIOUS

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Monday, April 20, 2015 -- The hail pounded a wide swath of our area. Now homeowners are cleaning up what's left. Kathy, a homeowner, only has a few more scoops of debris to collect from her yard, but she's worried enough about her roof to get an inspector out to look for damage . "I think we will call them and have them come out and it would ease my mind just to have it looked at," Kathy said. Insurance agents say it's wise to have your roof checked even if you do not see any obvious damage from hail. We're looking for damage to the shingles, the vents, (and) the matting of the shingles. Agents say if there is damage, homeowners may only have a few months to file a claim depending on their insurance company, but it could be a year or more before a problem develops. Another tip is be sure to research any company offering to do the work.  One of the Presidents at Better Business Bureau, says homeowners should see someone who has been around and has a decent hist...

Texas bills target crooked roofers after Dallas area's hail horror stories

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AUSTIN — Several weeks after signing a contract to get her roof replaced for $25,000 last summer, Mary Jane Pierson of Fort Worth started to worry she was getting scammed. Her repeated phone calls to the roofing contractor weren’t returned or she was offered a litany of excuses about why the job wasn’t getting done: the company’s office flooded, the owner’s wife was in the hospital, shipment of the shingles had been delayed. “I knew there was a serious problem,” she said, recalling the change in behavior of the roofer, whose initial friendly demeanor before he secured the contract — and a check for $14,000 — was gone. Pierson, whose $200,000 brick home is still waiting for a new roof, said the contractor originally came knocking on her door — as did several others — last spring after a massive hailstorm in North Texas. He was very helpful and offered to get her insurance claim moving — so she agreed to sign a contract. “Everything looked on the up and up. So I gave him the first check ...

Mississippi Attorney General Jim Hood sues State Farm since they enriched itself through Katrina homeowner program

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From  ROGELIO V. SOLIS — AP SunHerald.com  Attorney General Jim Hood is suing State Farm Fire & Casualty Co. over millions of dollars he claims the state lost because the insurance company "maliciously" denied Hurricane Katrina claims for wind losses while the federally funded Homeowners Assistance Program picked up the tab. The lawsuit says: "State Farm benefitted substantially and illicitly from HAP, because HAP grants ameliorated the financial pain to State Farm policyholders caused by State Farm's wrongful denial or underpayment of claims for wind damage under its homeowner policies. "State Farm in effect converted a program designed to help Mississippians who were devastated financially by Katrina into a subsidy for itself." State Farm had no immediate response to allegations outlined in the 50-page lawsuit, but in past cases brought by policyholders has denied any wrongdoing. The lawsuit, filed in Hinds County Circuit Court, accuses State Farm of ...