Roofing Professionals of Texas

One tactic insurance companies use to circumvent bad faith liability is claiming that they reasonably relied on their experts’ reports to deny a claim. Texas law on bad faith states that an insurer breaches its duty of good faith when: (1) denies or delays payment of a claim for which liability is reasonably clear, and (2) the insurer knew or should have known that liability was reasonably clear. For that reason, you need a team like Elite Roofing Solutions, because insurance companies often claim that because their retained experts decided that there was no valid insurance claim, liability was not reasonably clear and they should not be found liable for bad faith. Courts typically side with the facts of a case which  require courts to doubt this argument, just as the Texas Supreme Court did in  State Farm Lloyds vs. Nicolau , 951 S.W.2d 444 (Tex. 1997). What happened was a homeowner filed a lawsuit against its insurer for foundation and other structural damage that resulted f...

It pays to have us on your roof with an insurance adjuster Did you know that most insurance claims in the U.S. are grossly underpaid? Even worse, many legitimate claims are completely denied. This doesn't necessarily mean that your insurance company is out to cheat you. However, when it comes to spotting roof damage, we've spent a lot more time on rooftops than even an insurance adjuster.   Elite Roofing Solutions technicians know what to look for regarding roof damage and may be able to see problems that the adjuster doesn't. We have worked with many insurance adjusters over the years and take a non-adversarial approach when talking with them. Let us represent you. Hail damage Let’s say you have hail damage on your roof. A common practice for insurance companies is to mark a 10’ x 10’ square and count the number of hail marks. However, the section of roof they choose to measure can have a big impact on whether you get a new roof or your claim gets denied. Unnecessary Claim...