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Showing posts from March, 2015

How to Find a Leak in a Roof

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Finding the real origin where the roof leaks is tough because water can enter the roof in one place and run down to an additional area before it starts saturating into the ceiling. You know the roof is bad if shingles are absent or clearly damaged, or after water stains the ceiling or walls. The objective is to find the leak in advance before the entire roof goes bad. Identifying the true location of roof leaks in the attic. If you have an attic, the easiest way to spot the leak is to up there on a rainy day. Water will reflect light, so bring a flashlight along. Once you locate the source of the water, mark the area. On a nice day, have a helper tap on the mark while you’re on the roof . After you pinpoint the location on the exterior of the roof , apply roofing cement or new shingles as needed. If you don't have an attic or just can't find the source of the leak, you can check several places for problems with moisture or damage: ·         ...

FAQ's About Insurance Claims - The Insurance Claims Process for your Roof

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Will my insurance company pay for my roof to be replaced? Yes, if there is damage caused by an act of nature such as wind or hail.  Contact your Elite Roofing Solutions Representative for more information. Does it matter how old my roof is? Not as far as determining whether to pay or not, but it does affect how much the insurance company will pay if you have an actual cash value (ACV) policy. Contact your Elite Roofing Solutions Representative for more information. How much do I have to pay? This depends on your deductible and the type of policy you have. If you have a full replacement policy, your total cost would be the amount of your deductible. If you have an actual cash value (ACV) policy, the insurance company subtracts your deductible from the total amount, and then they subtract a portion for depreciation. Depending on the age of the roof. This depends on how they pay you. Some insurance companies will pay a lump sum at one time, while others will require the work to be com...

Elite Roofing Solutions free roof giveaway

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Elite Roofing Solutions is offering a free roof giveaway to those who  qualify.  Contact one of your local Elite Roofing Solutions  Representatives for more information.   Elite Roofing Solutions Inc. is a full service  Commercial and Residential Roofing Company that focuses on providing our customers with the right information about their property, issues affecting their property, and the ideal solution for their particular problems with an emphasis on the highest quality of service and most substantial R.O.I. for the customer. We believe that a well-informed customer is able to make the best decision that will eliminate any problems that existed prior to contacting Elite Roofing Solutions. Our services range from small repairs, complete residential re-roofs to major commercial installations. We are able to service our customers with any insurance needs, new construction projects and remodels.  Our customers range from first time home buyers with young fam...

When Insurance Companies Hide Behind their Experts in Texas

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One tactic insurance companies use to circumvent bad faith liability is claiming that they reasonably relied on their experts’ reports to deny a claim. Texas law on bad faith states that an insurer breaches its duty of good faith when: (1) denies or delays payment of a claim for which liability is reasonably clear, and (2) the insurer knew or should have known that liability was reasonably clear. For that reason, insurance companies often claim that because their retained experts decided that there was no valid insurance claim, liability was not reasonably clear and they should not be found liable for bad faith. Courts typically side with insurance companies on this issue, but sometimes the facts of a case require courts to doubt this argument, just as the Texas Supreme Court did in State Farm Lloyds vs. Nicolau , 951 S.W.2d 444 (Tex. 1997).  In Nicolau, a homeowner filed a lawsuit against its insurer for foundation and other structural damage that resulted from a plumbing leak tha...