Roofing Professionals of Texas

Often I get asked if filing a claim will raise my premium or annual amount.  I like to be as frank and truthful with clients as possible. Most adjusters would just say, “That’s not my area of expertise. ” The answer is that filing a claim will NOT cause your homeowner’s premium to increase. Contrary to what many people believe, they associate having one claim filed with their rates going up. The fact is that claims don’t dictate the premium with regards to homeowner’s insurance . Homeowner’s insurance does not perform like auto insurance. Auto insurance has dozens, sometimes hundreds of tiers for premium rates. Your claim history, citation record, points on your license, and various other things contribute to the tier that you are placed in and the premium you pay. Homeowner’s insurance focuses more on the region that you live in. The number of catastrophes your area has suffered in the past few years, the potential risk in your area, the type of residential home, and the amount o...

When hail strikes, it can be devastating for homeowners. Many homeowners call our office in a panic after a hailstorm because their roof systems are damaged and they wonder whether they have adequate insurance coverage. We understand this concern and consider it our mission to help homeowners through the insurance claim process. Shortly after a hailstorm, many people claiming to be roofing contractors will swarm your neighborhood. These high-pressure salespeople will try to intimidate you into buying a roof system using fear tactics—your roof is going to leak, the ceiling could cave in, etc. First, call Roofing Professionals of Texas and we will contact your insurance company. If your roof is leaking, Roofing Professionals of Texas will begin immediate protective measures for free. A professional roofing contractor should provide temporary repairs to your property until they are able to fully repair the damage. For the record, not all roofing companies are created equal, so be sure to ...

Kansas Attorney General Derek Schmidt announced that his office has filed lawsuits against five roofing contractors for violating the Kansas Roofing Registration Act by failing to registerwith his office. Schmidt said the following companies have been served with lawsuits: Gregory E. Wright, Wichita, dba Extreme Home Solutions; Shawnee County Mike’s General Contracting LLC, Derby; Mitchell County District Court Roof PRS LLC, Holdrege, Neb., and Chanse Beinke, Smithfield, Neb.; Shawnee County Super Siding LLC and Daniel Roberts, Hutchinson; Reno County Taylor Made Exteriors LLC, Wichita; Sedgwick County The defendants engaged in advertising, soliciting or performing roofing contractor services without with attorney general's office. Schmidt is seeking restitution to consumers who did business with these unregistered companies as well as penalties for doing business without registering

May 1, 2015 A bill that would make it more difficult for property owners to sue insurers for unpaid claims and limit the amount they can collect has passed the Texas Senate, and collision repairers should be concerned with the implications should it pass and later be extended to auto insurance. Senate Bill 1628  was inspired by a boom in property damage lawsuits over insurance claims following hailstorms in Texas, and collision repairers having their own battles with comprehensive insurers over hail might be able to relate to homeowner’s frustrations. The rationale for supporters was similar to a  Florida bill that would have blocked homeowners from assigning benefits — “ambulance-chasing” contractors and attorneys were swooping in after water damage incidents and inflating claims, according to media reports there. Opponents agreed according to sources that litigation was getting a little out of hand in Texas, and the bill states that insurers have stopped offer...